> “Any tool that you can find that gives you time back is extremely valuable. That's how I think of Warp. It's in a class of tools that enable people to do great work.” > Mike Solana, CEO, Pirate Wires & CMO, Founders Fund ### Multi-State Payroll for Small Businesses. Runs Without You. Hire across state lines without a compliance checklist. Warp automatically registers your small business with every required state agency, files quarterly returns, and processes agency payments. You never log into a government portal. - check All 50 States - check Automatic Registrations - check Next-Day Payroll ### Get enterprise-quality benefits without an enterprise benefits team. Warp is a licensed broker. We negotiate rates with 30+ carriers, handle enrollment, and reconcile premiums automatically. No minimum team size, no third-party middlemen. - check 30+ Direct Carriers - check Premium Reconciliation - check Open Enrollment Handled | State | Last Filed | SUI Rate | Status | | --- | --- | --- | --- | | California | Mar 15, 2026 | 1.5% | Registered | | New York | Mar 14, 2026 | 2.1% | Registered | | Texas | Mar 12, 2026 | 2.7% | Registered | | Washington | Mar 10, 2026 | 1.9% | Registered | | Florida | Mar 10, 2026 | 2.7% | Pending | | Colorado | Mar 8, 2026 | 1.7% | Registered | | Illinois | Mar 7, 2026 | 3.2% | Pending | | Pennsylvania | Mar 1, 2026 | 3.5% | Pending | | Oregon | — | 2.4% | Pending | ### Stop being the backstop for government notices. Warp's AI agents monitor 10,000+ jurisdictions, file returns on time, and resolve tax notices before they reach your inbox. 80% of notices are handled automatically. The rest are escalated to our compliance team with full context, so you never start from scratch. - check 10,000+ Jurisdictions - check 80% Notices Auto-Resolved - check Full Audit Trail ## **Everything your small business needs, nothing it doesn't.** Payroll, HR, benefits, compliance, and IT — unified from day one. ### Frequently Asked Questions. #### 01. How does Warp replace multiple HR tools? Warp combines payroll, benefits brokerage, HRIS, tax compliance, and IT management into one platform. Instead of stitching together Gusto for payroll, a separate broker for benefits, and spreadsheets for compliance, you get one system that handles everything. #### 02. We're hiring in new states. How does compliance work? When you hire in a new state, Warp automatically registers you with the right tax agencies, files quarterly returns, and handles ongoing compliance. AI agents monitor 10,000+ jurisdictions for regulation changes and resolve tax notices before they hit your inbox. You'll never visit a .gov website. #### 03. Is Warp actually a licensed benefits broker? Yes. We handle carrier negotiations, premium reconciliation, qualifying events, and open enrollment in-house. Health, dental, vision, 401(k), HSA/FSA, commuter benefits—all administered end to end. #### 04. How long does it take to migrate from our current provider? Most companies are live within 1–2 weeks. Our white-glove migration team handles everything, including data transfer and benefit carrier transitions. #### 05. What does Warp cost? Warp Pro starts at $35/person/month plus an $89 platform fee. Premium is $50/person/month plus $129. #### 06. What if we have both W-2 employees and contractors? Warp handles W-2 employees and 1099 contractors in one platform, including global contractors in 150+ countries.