“Any tool that you can find that gives you time back is extremely valuable. That's how I think of Warp. It's in a class of tools that enable people to do great work.”
Mike Solana, CEO, Pirate Wires & CMO, Founders Fund
Multi-State Payroll for Small Businesses. Runs Without You.
Hire across state lines without a compliance checklist. Warp automatically registers your small business with every required state agency, files quarterly returns, and processes agency payments. You never log into a government portal.
- check All 50 States
- check Automatic Registrations
- check Next-Day Payroll
Get enterprise-quality benefits without an enterprise benefits team.
Warp is a licensed broker. We negotiate rates with 30+ carriers, handle enrollment, and reconcile premiums automatically. No minimum team size, no third-party middlemen.
- check 30+ Direct Carriers
- check Premium Reconciliation
- check Open Enrollment Handled
| State | Last Filed | SUI Rate | Status |
|---|---|---|---|
| California | Mar 15, 2026 | 1.5% | Registered |
| New York | Mar 14, 2026 | 2.1% | Registered |
| Texas | Mar 12, 2026 | 2.7% | Registered |
| Washington | Mar 10, 2026 | 1.9% | Registered |
| Florida | Mar 10, 2026 | 2.7% | Pending |
| Colorado | Mar 8, 2026 | 1.7% | Registered |
| Illinois | Mar 7, 2026 | 3.2% | Pending |
| Pennsylvania | Mar 1, 2026 | 3.5% | Pending |
| Oregon | — | 2.4% | Pending |
Stop being the backstop for government notices.
Warp's AI agents monitor 10,000+ jurisdictions, file returns on time, and resolve tax notices before they reach your inbox. 80% of notices are handled automatically. The rest are escalated to our compliance team with full context, so you never start from scratch.
- check 10,000+ Jurisdictions
- check 80% Notices Auto-Resolved
- check Full Audit Trail
Everything your small business needs, nothing it doesn't. Payroll, HR, benefits, compliance, and IT — unified from day one.
Frequently Asked Questions.
01. How does Warp replace multiple HR tools?
Warp combines payroll, benefits brokerage, HRIS, tax compliance, and IT management into one platform. Instead of stitching together Gusto for payroll, a separate broker for benefits, and spreadsheets for compliance, you get one system that handles everything.
02. We're hiring in new states. How does compliance work?
When you hire in a new state, Warp automatically registers you with the right tax agencies, files quarterly returns, and handles ongoing compliance. AI agents monitor 10,000+ jurisdictions for regulation changes and resolve tax notices before they hit your inbox. You'll never visit a .gov website.
03. Is Warp actually a licensed benefits broker?
Yes. We handle carrier negotiations, premium reconciliation, qualifying events, and open enrollment in-house. Health, dental, vision, 401(k), HSA/FSA, commuter benefits—all administered end to end.
04. How long does it take to migrate from our current provider?
Most companies are live within 1–2 weeks. Our white-glove migration team handles everything, including data transfer and benefit carrier transitions.
05. What does Warp cost?
Warp Pro starts at $35/person/month plus an $89 platform fee. Premium is $50/person/month plus $129.
06. What if we have both W-2 employees and contractors?
Warp handles W-2 employees and 1099 contractors in one platform, including global contractors in 150+ countries.